Wellesley Bank
  • Wellesley, MA, USA
  • Full Time

 

Senior Commercial Credit Analyst Three years minimum experience required.

 

The individual in the position has the potential to move into a portfolio management roll to assist lender(s) with a growing portfolio and wide range of client needs.   

                                            

Duties & Responsibilities

 

  • Analyze financial statements and supplementary information, in an effort to perform a detailed evaluation of a client's credit capacities, as well as provide detailed reports highlighting the financial condition of perspective and existing borrowers. The individual must possess the knowledge and expertise to perform a detailed analysis of a borrower's Balance Sheet, Income Statement, and Statement of Cash Flow
  • Possess the ability to underwrite credit memoranda for clients with various loan requests such as C&I, CREM's, and speculative residential construction products
  • Review trends in the borrowers business and the industry comparing historical data, and discuss any variances with commercial loan officers
  • Possess the ability to spread financial statements and prepare summaries and opinions for commercial lenders
  • Ensure adherence to loan policy and risk management goals of the bank
  • Collaborate with relationship managers in structuring and assessing loan proposals for formal presentation
  • Review credit files for compliance with data integrity
  • Assist with asset quality reporting, annual relationship reviews, and other portfolio management duties
  •  
  • Qualification 
  • Bachelor's degree (B.A.) from a college or university; in accounting, business, or financing, or possess formal credit training
  • Proficient knowledge of Excel, Microsoft Word, and spreading of financial statements
  • Three years of commercial credit analysis experience is preferred
  •  
  • Equal Employment Opportunity Policy Statement
  •  

Wellesley Bank provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Wellesley Bank complies with applicable state and local laws governing nondiscrimination in employment. 

Full Job Description
Wellesley Bank
  • Apply Now

    with our quick 3 minute Application!

  • * Fields Are Required

    What is your full name?

    How can we contact you?

    I agree to iSolved Hire's Applicant Information Use Policy.*
  • Sign Up For Job Alerts!

  • Share This Page
.
Logo Deposit & Cash Residential Lending Commercial Lending Wealth Management About Us Locations Home Investor Relations Locations - upper tab About Us - lower tab